Classification fund 300 thousand threshold is high 9c8921

By , November 17, 2017 10:53 pm

Classification fund 300 thousand threshold is high? Sina fund exposure platform: letter Phi lags behind false propaganda, long-term performance is lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! Taurus financial network Tian Lifu – the Shanghai and Shenzhen Stock Exchange recently released "grading fund business management guidelines (Draft)" pointed out that the classification of the fund’s investment threshold of the future will be not less than 300 thousand yuan, so the industry have pointed out that will accelerate the demise of the classification of the fund. But I am not interested in what the provisions of the financial institutions have any impact, but as ordinary investors to set the threshold of what is the significance of the classification fund. Although the new regulations issued industry shock, but for most of the bank, the fund sales website to buy fund investors, fund classification is clearly still a very strange concept, because these channels do not sell this kind of product. In fact, only an account in the securities company’s investors will have access to this type of product, because when the introduction of this innovative fund products from the beginning, whether the product issuer or the regulators are very clear, this is a kind of high risk products, only the risk bearing ability of investors for participation. So it will be done before the sale of isolation, but did not expect such a risk isolation in the actual operation is still not enough. In fact, "grading" is just a word game, because the real should be added a lot of sales staff is not willing to mention "leverage" two words, although these two words for the financial basis of investors is still very difficult to understand, but I believe that in the future most people hear these two words will be moved. In fact, another name for the rating fund is leveraged funds, the source of its scrutiny is a kind of financial leverage similar to corporate finance. The financial leverage is simply the company borrowed bank money to operate, only need to pay a fixed rate of interest, then once the good corporate performance, revenue can be increased exponentially, which in turn will decrease exponentially, the detailed algorithm and example in all relevant financial data which are easy to find, not with the expansion of. In foreign countries, the company’s leveraged funds can be said that the use of the principles of the establishment of financial leverage, the company’s leveraged fund will issue its own shares and bonds. As with ordinary companies, the company’s fund performance is good when the stock can get a higher rate of return, poor performance when the loss will be more. While the domestic law fund fund can only appear in the form of contract, and can not direct the issuance of stocks and bonds, so there will be a classification of fund A, B share of the argument, which is equivalent to the B share stock A share equivalent bonds. The risk of stock investors is understandable, but on the set of "grade B share fund" of the head, there may be a misunderstanding. The sales process does not rule out the confusion of financial institutions and other funds deliberately confuse the classification of funds, so there will be investors to the risk level is equivalent to the share of the stock as a general fund B. If investors fully understand the meaning and leverage the inherent risks of the case, and no new social investment leverage相关的主题文章:

Comments are closed